IEMAS Loans

IEMAS is a co-operative that offers financial services, with a history spanning more than 75 years. This institution provides a range of financial solutions designed to give clients peace of mind and flexible financial options.

What makes IEMAS different?

IEMAS members receive a benefit at the end of the financial year on the interest that they paid on their finance and/or loan products. This means that clients get the unique benefit of getting some of their interest back.

The loan amount granted is dependent on an individual’s profile and credit history.

What are the benefits of IEMAS finance?

  • Both unsecured and secured loans are available.
  • The maximum repayment term is 60 months – a reasonable amount of time within which to repay the loan.
  • IEMAS offers competitive interest rates.

What do you need to apply?

  • Provide a certified copy of your ID
  • Latest payslip
  • One months’ bank statement
  • Proof of residential address
  • Proof of surety (applicable for secured loans)
  • An affordability assessment will be conducted

Tell me more about IEMAS Vehicle Loans?

Having a car is more of a necessity than a luxury nowadays. Unfortunately, it’s not always easy to pay cash upfront when buying a car, so IEMAS has a number of solutions to solve such a dilemma.

Vehicle loans from IEMAS are flexible solutions designed to make the purchasing process as smooth as possible. IEMAS assists you throughout your transaction and also provides finance for private transactions.

Residual value financing is available and an insurance-based warranty is offered in the form of a mechanical breakdown policy.

IEMAS finances pre-owned vehicles up to the age of ten years along with competitive interest rates.

Pre-approval is available to improve the shopping experience.

To contact IEMAS Financial Services, SMS “Loans” to 32297 or email loans@iemas.co.za

Visit: www.iemasfinancialservices.co.za

You can also send them an email here: info@nhfinance.co.za